What is the difference between Financial Lease and Private lease for an occasion

Het leasen van een occasion is populair, dat staat vast. Maar door de grote groei van deze markt komen er ook steeds meer verschillende soorten leasemogelijkheden. En wij merken dat dat bij veel mensen vragen oproept.  Wanneer kiest u voor bijvoorbeeld voor Financial Lease of Private Lease? En wat is het verschil tussen deze twee leasevormen?

What is Private Lease?

With Private Lease you lease a car for a fixed amount per month without the car being your property. The advantage of this lease form is that, in addition to fuel, no extra costs are added to the monthly amount. The leasing company provides insurance, road tax and maintenance. This way you will never be faced with unexpected costs. At the end of the lease period you simply hand in the car. So you never have to take action yourself to sell your car again.

Yet there are also disadvantages of private leasing an occasion. For example, a maximum number of kilometers will always be agreed upon at the start of an agreement. More kilometers means more costs.

In addition, you will never become the owner of the car. You will therefore never be able to benefit from residual value. Damage-free years can also expire when privately leasing a used car.

Do you have to choose Financial Lease?

In addition to Private Lease of a used car, Financial Lease is also a commonly used form. You are the direct economic owner and the residual value of the car is yours.

With Financial Lease, unlike Private Lease, you do pay the insurance and road tax yourself. The advantage of this is that you will never lose your claim-free years.

Occasion Private Lease with OccasionLease?

Unfortunately that is not possible. With OccasionLease you will always enter into an agreement based on Financial Lease. These terms are often confused, so always check carefully how you are entering into an agreement. This can save you a lot of money!