22 June 2022

What is the difference between Financial Lease and Private lease for an occasion

Leasing a used car is popular, that’s for sure. But with the huge growth of this market, there are also more and more different types of leasing options. And we notice that this raises questions for many people. When should you choose Financial Lease or Private Lease, for example? And what is the difference between these two types of lease?

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What is Private Lease?

With Private Lease you lease a car for a fixed amount per month without the car being your property. The advantage of this lease form is that, in addition to fuel, no extra costs are added to the monthly amount. The leasing company provides insurance, road tax and maintenance. This way you will never be faced with unexpected costs. At the end of the lease period you simply hand in the car. So you never have to take action yourself to sell your car again.

Yet there are also disadvantages of private leasing an occasion. For example, a maximum number of kilometers will always be agreed upon at the start of an agreement. More kilometers means more costs.

In addition, you will never become the owner of the car. You will therefore never be able to benefit from residual value. Damage-free years can also expire when privately leasing a used car.

Do you have to choose Financial Lease?

In addition to Private Lease of a used car, Financial Lease is also a commonly used form. You are the direct economic owner and the residual value of the car is yours.

With Financial Lease, unlike Private Lease, you do pay the insurance and road tax yourself. The advantage of this is that you will never lose your claim-free years.

Occasion Private Lease with OccasionLease?

Unfortunately that is not possible. With OccasionLease you will always enter into an agreement based on Financial Lease. These terms are often confused, so always check carefully how you are entering into an agreement. This can save you a lot of money!

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Occasion Lease Totaal Response within two working days
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